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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,131 | $78,682+299.2% | $109,188+187.7% | $85,851+265.9% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 11.16% | 25.09%-13.9pp | 25.76%-14.6pp | 318.63%-307.5pp |
| Employer contribution / active EE | $17,141 | $2,734+527.0% | $3,723+360.4% | $2,565+568.1% |
| Participant deferral / active EE | $4,734 | $3,468+36.5% | $4,654+1.7% | $3,952+19.8% |
| Admin fee / account holder | $15,933 | $5,470+191.3% | $6,755+135.9% | $6,261+154.5% |