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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,614 | $86,949+3.1% | $102,460-12.5% | $80,959+10.7% |
| Participation rate | 82.4% | 72.4%+10.0pp | 76.5%+5.8pp | 67.7%+14.7pp |
| Annual return | 9.64% | 18.89%-9.3pp | 29.47%-19.8pp | 35.67%-26.0pp |
| Employer contribution / active EE | $912 | $2,370-61.5% | $3,025-69.8% | $2,757-66.9% |
| Participant deferral / active EE | $6,306 | $4,121+53.0% | $5,056+24.7% | $4,300+46.6% |
| Admin fee / account holder | $672 | $8,048-91.7% | $9,460-92.9% | $6,925-90.3% |