Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,980 | $73,638-66.1% | $95,964-74.0% | $73,497-66.0% |
| Participation rate | 22.5% | 76.2%-53.6pp | 77.1%-54.5pp | 70.7%-48.1pp |
| Annual return | 10.90% | 16.78%-5.9pp | 91.64%-80.7pp | 28.51%-17.6pp |
| Employer contribution / active EE | $0 | $1,863-100.0% | $2,541-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $722 | $3,617-80.0% | $4,167-82.7% | $3,740-80.7% |
| Admin fee / account holder | $418 | $482-13.4% | $6,797-93.9% | $513-18.6% |