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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,414 | $183,592-90.5% | $155,574-88.8% | $145,877-88.1% |
| Participation rate | 61.5% | 82.7%-21.2pp | 78.2%-16.7pp | 80.3%-18.8pp |
| Annual return | 11.49% | 61.37%-49.9pp | 64.87%-53.4pp | 551.28%-539.8pp |
| Employer contribution / active EE | $2,829 | $5,317-46.8% | $4,676-39.5% | $4,663-39.3% |
| Participant deferral / active EE | $8,125 | $6,466+25.7% | $5,629+44.3% | $6,691+21.4% |
| Admin fee / account holder | $131,652 | $19,316+581.6% | $15,914+727.3% | $13,402+882.3% |