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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,893 | $167,362-34.9% | $143,799-24.3% | $134,532-19.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.28% | 0.47%-11.8pp | -0.04%-11.2pp | 418.27%-429.5pp |
| Employer contribution / active EE | $1,097 | $5,620-80.5% | $4,952-77.9% | $4,741-76.9% |
| Participant deferral / active EE | $8,004 | $6,447+24.1% | $5,638+42.0% | $6,401+25.0% |
| Admin fee / account holder | $4,645 | $18,094-74.3% | $14,677-68.4% | $11,429-59.4% |