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| Provider | Service type | Compensation |
|---|---|---|
FULTON FINANCIAL ADVISORS7 years Filed as: FULTON BANK, N.A. Service code 15 · EIN 23-1928421 | Recordkeeping | $96,418 |
GARDNER RUSSO8 years Filed as: GARDNER RUSSO & GARDNER, LLC Service code 26 223 EAST CHESTNUT STREET · LANCASTER, PA 17602 | Advisory (Participants) | $28,475 |
UBS FINANCIAL SERVICES INC7 years Filed as: UBS FINANCIAL SERVICES, INC. Service code 26 61 S PARAMUS RD, 4TH FL · PARAMUS, NJ 07652 | Advisory (Participants) | $14,323 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,118 | $50,919+161.4% | $155,556-14.4% | $77,762+71.2% |
| Participation rate | 100.0% | 63.1%+36.9pp | 78.2%+21.8pp | 70.6%+29.4pp |
| Annual return | 16.11% | 34.84%-18.7pp | 64.84%-48.7pp | 31.27%-15.2pp |
| Employer contribution / active EE | $6,432 | $1,991+223.0% | $4,675+37.6% | $2,728+135.8% |
| Participant deferral / active EE | $5,926 | $2,824+109.8% | $5,631+5.2% | $4,651+27.4% |
| Admin fee / account holder | $390 | $437-10.7% | $15,885-97.5% | $433-9.9% |