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| Provider | Service type | Compensation |
|---|---|---|
FULTON FINANCIAL ADVISORS7 years Filed as: FULTON BANK, N.A. Service code 15 · EIN 23-1928421 | Recordkeeping | $96,418 |
GARDNER RUSSO8 years Filed as: GARDNER RUSSO & GARDNER, LLC Service code 26 223 EAST CHESTNUT STREET · LANCASTER, PA 17602 | Advisory (Participants) | $28,475 |
UBS FINANCIAL SERVICES INC7 years Filed as: UBS FINANCIAL SERVICES, INC. Service code 26 61 S PARAMUS RD, 4TH FL · PARAMUS, NJ 07652 | Advisory (Participants) | $14,323 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,118 | $50,860+161.7% | $155,574-14.4% | $77,714+71.3% |
| Participation rate | 100.0% | 63.1%+36.9pp | 78.2%+21.8pp | 70.6%+29.4pp |
| Annual return | 16.11% | 34.86%-18.8pp | 64.87%-48.8pp | 31.26%-15.1pp |
| Employer contribution / active EE | $6,432 | $1,991+223.1% | $4,676+37.6% | $2,727+135.9% |
| Participant deferral / active EE | $5,926 | $2,825+109.8% | $5,629+5.3% | $4,649+27.5% |
| Admin fee / account holder | $390 | $436-10.6% | $15,914-97.5% | $433-10.0% |