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| Provider | Service type | Compensation |
|---|---|---|
FULTON FINANCIAL ADVISORS8 years Filed as: FULTON BANK, N.A. Service code 15 · EIN 23-1928421 | Recordkeeping | $95,642 |
GARDNER RUSSO9 years Filed as: GARDNER RUSSO & GARDNER, LLC Service code 26 223 EAST CHESTNUT STREET · LANCASTER, PA 17602 | Advisory (Participants) | $31,637 |
UBS FINANCIAL SERVICES INC8 years Filed as: UBS FINANCIAL SERVICES, INC. Service code 26 61 S PARAMUS RD, 4TH FL · PARAMUS, NJ 07652 | Advisory (Participants) | $15,564 |
Filed as: EMMERLING WEALTH MGMT GROUP RBC Service code 26 1 PPG PLACE · PITTSBURGH, PA 15222 | Advisory (Participants) | $13,161 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,454 | $46,464+238.9% | $150,298+4.8% | $79,634+97.7% |
| Participation rate | 100.0% | 57.0%+43.0pp | 77.8%+22.2pp | 62.5%+37.5pp |
| Annual return | 22.38% | 27.89%-5.5pp | 62.79%-40.4pp | 36.46%-14.1pp |
| Employer contribution / active EE | $7,311 | $1,512+383.7% | $4,154+76.0% | $2,529+189.1% |
| Participant deferral / active EE | $6,634 | $2,157+207.6% | $5,453+21.7% | $3,835+73.0% |
| Admin fee / account holder | $481 | $891-46.0% | $14,116-96.6% | $1,002-52.0% |