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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,467 | $157,304+65.6% | $141,197+84.5% | $152,909+70.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 6.21% | 64.34%-58.1pp | 71.41%-65.2pp | 345.46%-339.3pp |
| Employer contribution / active EE | $3,680 | $5,263-30.1% | $4,736-22.3% | $4,764-22.8% |
| Participant deferral / active EE | $10,356 | $7,111+45.6% | $6,710+54.3% | $5,851+77.0% |
| Admin fee / account holder | $8,874 | $12,126-26.8% | $10,265-13.6% | $11,601-23.5% |