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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,443 | $55,470+153.2% | $155,556-9.7% | $74,478+88.6% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 12.49% | 269.80%-257.3pp | 64.84%-52.3pp | 1370.56%-1358.1pp |
| Employer contribution / active EE | $6,032 | $2,267+166.1% | $4,675+29.0% | $2,626+129.7% |
| Participant deferral / active EE | $4,126 | $2,838+45.4% | $5,631-26.7% | $4,350-5.2% |
| Admin fee / account holder | $0 | $1,744-100.0% | $15,885-100.0% | $1,946-100.0% |