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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping | $24,007 |
Filed as: DUNBAR BENDER & ZAPF, INC. Service code 13 400 HOLIDAY DRIVE · PITTSBURGH, PA 15220 | Contract Administrator | $8,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,043 | $50,820+181.5% | $155,567-8.1% | $77,671+84.2% |
| Participation rate | 100.0% | 63.1%+36.9pp | 78.2%+21.8pp | 70.6%+29.4pp |
| Annual return | 15.72% | 34.85%-19.1pp | 64.74%-49.0pp | 31.21%-15.5pp |
| Employer contribution / active EE | $2,821 | $1,993+41.5% | $4,674-39.7% | $2,726+3.5% |
| Participant deferral / active EE | $4,248 | $2,823+50.5% | $5,628-24.5% | $4,648-8.6% |
| Admin fee / account holder | $430 | $436-1.4% | $15,916-97.3% | $430-0.2% |