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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping | $24,007 |
Filed as: DUNBAR BENDER & ZAPF, INC. Service code 13 400 HOLIDAY DRIVE · PITTSBURGH, PA 15220 | Contract Administrator | $8,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,043 | $50,919+180.9% | $155,556-8.0% | $77,762+84.0% |
| Participation rate | 100.0% | 63.1%+36.9pp | 78.2%+21.8pp | 70.6%+29.4pp |
| Annual return | 15.72% | 34.84%-19.1pp | 64.84%-49.1pp | 31.27%-15.6pp |
| Employer contribution / active EE | $2,821 | $1,991+41.6% | $4,675-39.7% | $2,728+3.4% |
| Participant deferral / active EE | $4,248 | $2,824+50.4% | $5,631-24.6% | $4,651-8.7% |
| Admin fee / account holder | $430 | $437-1.6% | $15,885-97.3% | $433-0.8% |