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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,082 | $144,130-20.2% | $117,860-2.4% | $147,585-22.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 15.83% | 531.20%-515.4pp | 335.10%-319.3pp | 578.58%-562.8pp |
| Employer contribution / active EE | $1,982 | $4,897-59.5% | $3,786-47.7% | $4,876-59.4% |
| Participant deferral / active EE | $2,278 | $5,316-57.2% | $4,482-49.2% | $5,439-58.1% |
| Admin fee / account holder | $1,253 | $10,887-88.5% | $8,021-84.4% | $10,886-88.5% |