Retirement plan

CENTRAL PENN, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Name: CENTRAL PENN, INC. - CENTRAL PENN, INC. EMPLOYEE STOCK OWNERSHIP PLAN (2015) Form 5500
Creator: CENTRAL PENN, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CENTRAL PENN, INC. EMPLOYEE STOCK OWNERSHIP PLAN, CENTRAL PENN, INC.

CENTRAL PENN, INC.EIN 23-1857027Plan #001PY 2015

600 VALLEY ROAD, PO BOX 309 - SUMMERDALE, PA 17093717-732-0702LinkedIn1-10 employeese-learning

Other plans on this EIN

1 filing

#002Retirement-$3.7M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$17.4M

No prior year

Total participants

141

No prior year

Average account balance

$124,565

No prior year

Annual return

2.93%

No prior year

Benchmarks

See 2,454 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort2,454 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.29M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$28K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

153

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.21M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-30.49%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2I2P2Q3I

Plan features

2I
Stock bonus
Stock bonus plan.
2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
2Q
ESOP maintained by an S corporation
The employer maintaining this ESOP is an S corporation.
3I
Employer securities investment required
Plan requiring that all or part of employer contributions be invested and held at least for a limited period in employer securities.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$21

$0 / participant

Investment mgmt$21100.0%

% of EOY assets

0.000%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: TROUT, EBERSOLE & GROFF, LLP
Auditor EIN: 231551315
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$124,565

$40,264+209.4%

$57,349+117.2%

$59,633+108.9%

Participation rate

98.9%

69.2%+29.8pp

75.1%+23.9pp

68.7%+30.3pp

Annual return

2.93%

27.51%-24.6pp

24.40%-21.5pp

2041.40%-2038.5pp

Employer contribution / active EE

$16,065

$1,922+735.8%

$2,689+497.5%

$2,203+629.4%

Participant deferral / active EE

$2,400-100.0%

$3,162-100.0%

$3,192-100.0%

Admin fee / account holder

$2,819-100.0%

$3,356-100.0%

$4,297-100.0%

CENTRAL PENN, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CENTRAL PENN, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion