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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,208 | $167,352+43.5% | $143,788+67.1% | $134,509+78.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.74% | 0.47%-17.2pp | -0.03%-16.7pp | 418.13%-434.9pp |
| Employer contribution / active EE | $4,146 | $5,620-26.2% | $4,952-16.3% | $4,741-12.6% |
| Participant deferral / active EE | $8,812 | $6,447+36.7% | $5,638+56.3% | $6,400+37.7% |
| Admin fee / account holder | $3,188 | $18,091-82.4% | $14,675-78.3% | $11,427-72.1% |