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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,428 | $77,814+63.8% | $158,223-19.5% | $86,983+46.5% |
| Participation rate | 85.2% | 68.4%+16.8pp | 79.2%+6.0pp | 69.5%+15.6pp |
| Annual return | 6.15% | 30.54%-24.4pp | 52.09%-45.9pp | 25.83%-19.7pp |
| Employer contribution / active EE | $4,453 | $2,592+71.8% | $4,109+8.4% | $2,584+72.3% |
| Participant deferral / active EE | $4,628 | $3,270+41.5% | $5,467-15.3% | $4,194+10.4% |
| Admin fee / account holder | $55,020 | $5,879+835.8% | $16,047+242.9% | $7,856+600.4% |