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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,009 | $115,931+170.9% | $185,441+69.3% | $86,983+261.0% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | 12.26% | 21.47%-9.2pp | 20.16%-7.9pp | 25.83%-13.6pp |
| Employer contribution / active EE | $10,341 | $2,937+252.1% | $4,672+121.3% | $2,584+300.1% |
| Participant deferral / active EE | $8,101 | $4,551+78.0% | $6,152+31.7% | $4,194+93.2% |
| Admin fee / account holder | $3,929 | $10,687-63.2% | $17,890-78.0% | $7,856-50.0% |