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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,009 | $108,825+188.5% | $156,181+101.1% | $82,448+280.9% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 12.26% | 20.59%-8.3pp | 64.87%-52.6pp | 41.64%-29.4pp |
| Employer contribution / active EE | $10,341 | $2,870+260.3% | $4,294+140.8% | $2,551+305.4% |
| Participant deferral / active EE | $8,101 | $4,577+77.0% | $6,132+32.1% | $4,139+95.7% |
| Admin fee / account holder | $3,929 | $9,341-57.9% | $14,586-73.1% | $7,234-45.7% |