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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,009 | $123,478+154.3% | $216,567+45.0% | $94,015+234.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 81.6%+18.4pp | 70.8%+29.2pp |
| Annual return | 12.26% | 23.61%-11.3pp | 12.94%-0.7pp | 17.84%-5.6pp |
| Employer contribution / active EE | $10,341 | $3,136+229.8% | $5,216+98.3% | $2,790+270.6% |
| Participant deferral / active EE | $8,101 | $4,556+77.8% | $6,191+30.9% | $4,249+90.6% |
| Admin fee / account holder | $3,929 | $12,753-69.2% | $21,981-82.1% | $8,951-56.1% |