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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,410 | $65,434+316.3% | $98,483+176.6% | $85,847+217.3% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 11.40% | 21.75%-10.3pp | 1494.38%-1483.0pp | 318.61%-307.2pp |
| Employer contribution / active EE | $6,888 | $2,169+217.6% | $2,961+132.6% | $2,565+168.5% |
| Participant deferral / active EE | $6,428 | $3,168+102.9% | $4,276+50.3% | $3,952+62.6% |
| Admin fee / account holder | $8,423 | $4,595+83.3% | $5,953+41.5% | $6,261+34.5% |