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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,082 | $58,311+344.3% | $81,882+216.4% | $80,959+220.0% |
| Participation rate | 97.8% | 63.5%+34.3pp | 72.4%+25.4pp | 67.7%+30.2pp |
| Annual return | 10.05% | 41.85%-31.8pp | 779.47%-769.4pp | 35.67%-25.6pp |
| Employer contribution / active EE | $800 | $2,347-65.9% | $2,916-72.6% | $2,757-71.0% |
| Participant deferral / active EE | $7,668 | $3,287+133.3% | $4,323+77.4% | $4,300+78.3% |
| Admin fee / account holder | $49,264 | $4,752+936.7% | $7,360+569.4% | $6,925+611.4% |