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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,082 | $58,258+344.7% | $81,820+216.6% | $80,925+220.2% |
| Participation rate | 97.8% | 63.5%+34.4pp | 72.4%+25.4pp | 67.7%+30.2pp |
| Annual return | 10.05% | 41.76%-31.7pp | 777.93%-767.9pp | 35.65%-25.6pp |
| Employer contribution / active EE | $800 | $2,345-65.9% | $2,915-72.5% | $2,756-71.0% |
| Participant deferral / active EE | $7,668 | $3,284+133.5% | $4,323+77.4% | $4,299+78.4% |
| Admin fee / account holder | $49,264 | $4,976+890.0% | $7,391+566.6% | $6,940+609.8% |