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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,964 | $51,638+372.5% | $68,368+256.8% | $82,448+195.9% |
| Participation rate | 83.7% | 63.6%+20.1pp | 73.8%+9.9pp | 68.1%+15.6pp |
| Annual return | 12.66% | 37.53%-24.9pp | 292.57%-279.9pp | 41.64%-29.0pp |
| Employer contribution / active EE | $1,603 | $2,047-21.7% | $2,649-39.5% | $2,551-37.2% |
| Participant deferral / active EE | $5,823 | $2,914+99.9% | $4,123+41.2% | $4,139+40.7% |
| Admin fee / account holder | $59,692 | $4,643+1185.5% | $5,150+1059.1% | $7,234+725.1% |