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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $703,162 | $181,896+286.6% | $156,551+349.2% | $273,972+156.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 1.10% | 30.74%-29.6pp | 32.23%-31.1pp | 41.46%-40.4pp |
| Employer contribution / active EE | $24,571 | $6,248+293.3% | $5,501+346.6% | $4,869+404.7% |
| Participant deferral / active EE | $18,786 | $5,550+238.5% | $4,871+285.7% | $5,287+255.3% |
| Admin fee / account holder | $18,252 | $15,560+17.3% | $13,028+40.1% | $10,133+80.1% |