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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,173 | $98,766+269.7% | $149,730+143.9% | $79,852+357.3% |
| Participation rate | 96.8% | 75.8%+21.0pp | 82.5%+14.3pp | 69.6%+27.1pp |
| Annual return | 15.55% | 27.43%-11.9pp | 276.70%-261.2pp | 31.72%-16.2pp |
| Employer contribution / active EE | $3,211 | $3,217-0.2% | $4,645-30.9% | $2,471+29.9% |
| Participant deferral / active EE | $6,018 | $5,681+5.9% | $6,843-12.0% | $3,740+60.9% |
| Admin fee / account holder | $5,182 | $6,052-14.4% | $9,310-44.3% | $5,306-2.3% |