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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,918 | $85,171-62.5% | $172,753-81.5% | $72,976-56.3% |
| Participation rate | 98.3% | 70.1%+28.2pp | 82.6%+15.6pp | 69.5%+28.8pp |
| Annual return | 8.54% | 27.32%-18.8pp | 803.00%-794.5pp | 81.02%-72.5pp |
| Employer contribution / active EE | $1,677 | $3,324-49.6% | $5,144-67.4% | $2,440-31.3% |
| Participant deferral / active EE | $3,230 | $3,260-0.9% | $5,198-37.8% | $3,608-10.5% |
| Admin fee / account holder | $759 | $5,880-87.1% | $13,956-94.6% | $5,124-85.2% |