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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,932 | $110,240+141.2% | $96,544+175.5% | $139,487+90.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 16.82% | 26.41%-9.6pp | 25.88%-9.1pp | 373.84%-357.0pp |
| Employer contribution / active EE | $2,699 | $3,622-25.5% | $2,966-9.0% | $4,755-43.2% |
| Participant deferral / active EE | $6,211 | $5,549+11.9% | $4,851+28.0% | $6,713-7.5% |
| Admin fee / account holder | $932 | $11,602-92.0% | $8,254-88.7% | $11,407-91.8% |