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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,954 | $124,425+191.7% | $112,040+224.0% | $137,256+164.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 14.77% | 24.72%-9.9pp | 24.52%-9.7pp | 220.34%-205.6pp |
| Employer contribution / active EE | $3,745 | $3,411+9.8% | $2,954+26.8% | $4,156-9.9% |
| Participant deferral / active EE | $11,664 | $5,718+104.0% | $5,098+128.8% | $6,407+82.1% |
| Admin fee / account holder | $955 | $15,207-93.7% | $12,098-92.1% | $12,270-92.2% |