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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,232 | $86,940-18.1% | $102,434-30.5% | $80,935-12.0% |
| Participation rate | 77.6% | 72.4%+5.3pp | 76.5%+1.1pp | 67.7%+10.0pp |
| Annual return | 8.62% | 18.89%-10.3pp | 29.46%-20.8pp | 35.66%-27.0pp |
| Employer contribution / active EE | $713 | $2,370-69.9% | $3,023-76.4% | $2,757-74.1% |
| Participant deferral / active EE | $4,811 | $4,121+16.8% | $5,055-4.8% | $4,299+11.9% |
| Admin fee / account holder | $3,861 | $8,047-52.0% | $9,462-59.2% | $6,924-44.2% |