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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,331 | $165,351-58.1% | $149,710-53.7% | $158,931-56.4% |
| Participation rate | 95.2% | 84.6%+10.7pp | 82.5%+12.8pp | 82.0%+13.3pp |
| Annual return | 16.59% | 348.19%-331.6pp | 276.63%-260.0pp | 302.86%-286.3pp |
| Employer contribution / active EE | $5,386 | $5,103+5.5% | $4,645+16.0% | $4,761+13.1% |
| Participant deferral / active EE | $634 | $7,181-91.2% | $6,842-90.7% | $5,982-89.4% |
| Admin fee / account holder | $7,684 | $10,807-28.9% | $9,309-17.5% | $11,247-31.7% |