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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,684 | $56,894+85.8% | $84,753+24.7% | $62,881+68.1% |
| Participation rate | 97.7% | 68.5%+29.2pp | 76.6%+21.1pp | 69.3%+28.4pp |
| Annual return | 4.07% | 6.30%-2.2pp | 22.78%-18.7pp | 20.14%-16.1pp |
| Employer contribution / active EE | $8,969 | $2,400+273.7% | $3,574+150.9% | $2,281+293.2% |
| Participant deferral / active EE | $2,137 | $2,709-21.1% | $3,712-42.4% | $3,203-33.3% |
| Admin fee / account holder | $25,276 | $3,581+605.8% | $5,333+373.9% | $4,296+488.4% |