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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,066 | $185,312-37.9% | $161,489-28.7% | $154,746-25.6% |
| Participation rate | 77.8% | 82.5%-4.7pp | 78.7%-0.9pp | 80.7%-2.9pp |
| Annual return | 20.94% | 103.84%-82.9pp | 89.72%-68.8pp | 172.34%-151.4pp |
| Employer contribution / active EE | $1,744 | $4,769-63.4% | $4,268-59.1% | $4,379-60.2% |
| Participant deferral / active EE | $3,896 | $6,350-38.6% | $5,630-30.8% | $6,730-42.1% |
| Admin fee / account holder | $1,532 | $18,654-91.8% | $16,006-90.4% | $14,365-89.3% |