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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,236 | $101,283-45.5% | $75,826-27.2% | $135,380-59.2% |
| Participation rate | 90.9% | 72.7%+18.2pp | 68.2%+22.7pp | 82.6%+8.3pp |
| Annual return | -3.28% | 3384.62%-3387.9pp | 1914.15%-1917.4pp | 519.81%-523.1pp |
| Employer contribution / active EE | $569 | $2,382-76.1% | $1,913-70.3% | $4,779-88.1% |
| Participant deferral / active EE | $2,305 | $3,469-33.6% | $2,862-19.5% | $5,609-58.9% |
| Admin fee / account holder | $389 | $6,539-94.1% | $4,726-91.8% | $10,828-96.4% |