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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,680 | $72,404+54.2% | $110,243+1.3% | $64,173+74.0% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -0.65% | -6.29%+5.6pp | 314.76%-315.4pp | 7.63%-8.3pp |
| Employer contribution / active EE | $4,583 | $2,282+100.9% | $3,827+19.8% | $2,381+92.5% |
| Participant deferral / active EE | $500 | $3,469-85.6% | $4,672-89.3% | $3,470-85.6% |
| Admin fee / account holder | $2,105 | $5,664-62.8% | $8,548-75.4% | $4,887-56.9% |