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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,956 | $124,346+105.8% | $111,308+130.0% | $167,536+52.8% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 20.09% | 37.45%-17.4pp | 54.67%-34.6pp | 478.82%-458.7pp |
| Employer contribution / active EE | $2,572 | $3,437-25.2% | $2,732-5.9% | $4,839-46.9% |
| Participant deferral / active EE | $2,788 | $5,182-46.2% | $4,487-37.9% | $6,342-56.0% |
| Admin fee / account holder | $2,340 | $10,621-78.0% | $7,965-70.6% | $12,315-81.0% |