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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,657 | $69,977+15.3% | $108,582-25.7% | $62,881+28.3% |
| Participation rate | 91.3% | 72.9%+18.4pp | 79.6%+11.7pp | 69.3%+22.0pp |
| Annual return | 7.07% | 10.73%-3.7pp | -51.70%+58.8pp | 20.14%-13.1pp |
| Employer contribution / active EE | $958 | $2,135-55.1% | $3,758-74.5% | $2,281-58.0% |
| Participant deferral / active EE | $4,392 | $3,165+38.8% | $4,311+1.9% | $3,203+37.1% |
| Admin fee / account holder | $403 | $5,076-92.1% | $7,645-94.7% | $4,296-90.6% |