Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,234 | $104,251-85.4% | $91,004-83.3% | $147,586-89.7% |
| Participation rate | 23.1% | 78.2%-55.2pp | 75.6%-52.5pp | 82.8%-59.8pp |
| Annual return | 22.07% | 27.06%-5.0pp | 4.60%+17.5pp | 578.59%-556.5pp |
| Employer contribution / active EE | $481 | $3,116-84.6% | $2,456-80.4% | $4,876-90.1% |
| Participant deferral / active EE | $698 | $4,195-83.4% | $3,548-80.3% | $5,439-87.2% |
| Admin fee / account holder | $3,605 | $8,948-59.7% | $5,417-33.4% | $10,886-66.9% |