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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,590 | $67,602+66.5% | $82,312+36.8% | $70,126+60.6% |
| Participation rate | 96.2% | 72.8%+23.4pp | 76.9%+19.3pp | 69.5%+26.7pp |
| Annual return | 17.55% | 21.57%-4.0pp | 25.88%-8.3pp | 73.15%-55.6pp |
| Employer contribution / active EE | $1,847 | $1,755+5.3% | $2,428-23.9% | $2,343-21.1% |
| Participant deferral / active EE | $3,066 | $2,987+2.6% | $3,706-17.3% | $3,332-8.0% |
| Admin fee / account holder | $4,238 | $4,512-6.1% | $5,608-24.4% | $4,645-8.8% |