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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,248 | $72,269-47.1% | $101,271-62.2% | $79,852-52.1% |
| Participation rate | 60.7% | 68.5%-7.7pp | 75.8%-15.1pp | 69.6%-8.9pp |
| Annual return | 18.36% | 22.29%-3.9pp | 46.48%-28.1pp | 31.72%-13.4pp |
| Employer contribution / active EE | $768 | $2,692-71.5% | $3,660-79.0% | $2,471-68.9% |
| Participant deferral / active EE | $2,005 | $3,282-38.9% | $4,371-54.1% | $3,740-46.4% |
| Admin fee / account holder | $3,922 | $4,401-10.9% | $5,948-34.1% | $5,306-26.1% |