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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,223,310 | $197,637+519.0% | $177,848+587.8% | $158,982+669.5% |
| Participation rate | 83.3% | 88.5%-5.2pp | 87.7%-4.4pp | 82.0%+1.4pp |
| Annual return | 15.68% | 58.77%-43.1pp | 48.33%-32.6pp | 302.99%-287.3pp |
| Employer contribution / active EE | $0 | $6,698-100.0% | $5,919-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,284 | $8,405-84.7% | $7,714-83.4% | $5,983-78.5% |
| Admin fee / account holder | $90,214 | $15,406+485.6% | $12,431+625.7% | $11,252+701.8% |