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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,693 | $162,821+92.0% | $133,978+133.4% | $158,982+96.7% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 7.99% | 41.95%-34.0pp | 45.10%-37.1pp | 302.99%-295.0pp |
| Employer contribution / active EE | $12,158 | $4,976+144.3% | $3,919+210.2% | $4,763+155.3% |
| Participant deferral / active EE | $12,500 | $5,910+111.5% | $5,047+147.7% | $5,983+108.9% |
| Admin fee / account holder | $2,747 | $11,742-76.6% | $8,930-69.2% | $11,252-75.6% |