Retirement plan

STEWART & TATE, INC. EMPLOYEES PROFIT SHARING PLAN

Name: STEWART & TATE, INC. - STEWART & TATE, INC. EMPLOYEES PROFIT SHARING PLAN (2017) Form 5500
Creator: STEWART & TATE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STEWART & TATE, INC. EMPLOYEES PROFIT SHARING PLAN, STEWART & TATE, INC.

STEWART & TATE, INC.EIN 23-1624612Plan #002PY 2017

950 SMILE WAY - YORK, PA 17404717-848-2831

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$20.8M

+14.6% from 2016

Total participants

292

-49.4% from 2016

Average account balance

$71,811

+16.2% from 2016

Annual return

13.59%

-9.98 pp from 2016

Benchmarks

See 2,582 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,582 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$27.94M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$92K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

303

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.43M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.95%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$560

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
GLENEMEDE3+ years Service code 19 · EIN 32-0274136	Securities Custodian	$84,769
LETORT MANAGEMENT & TRUST CO.3+ years Service code 15 · EIN 25-1900215	Recordkeeping	$25,342
D. F. DENT & COMPANY, INC.3+ years Filed as: D. F. DENT & CO., INC. Service code 27 · EIN 52-1045317	Advisory (Plan)	$8,370
RKL LLP1 year Service code 10 · EIN 23-2108173	Accounting	$7,140

Plan features & details

Pension benefit codes2E3D3H2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$104K

$549 / participant

Investment mgmt$104K100.0%

% of EOY assets

0.500%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RKL LLP
Auditor EIN: 232108173
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$71,811

$58,726+22.3%

$92,240-22.1%

$62,293+15.3%

Participation rate

98.4%

68.3%+30.1pp

76.5%+21.9pp

69.5%+28.9pp

Annual return

13.59%

43.62%-30.0pp

176.29%-162.7pp

28.90%-15.3pp

Employer contribution / active EE

$5,206

$2,392+117.7%

$3,680+41.5%

$2,042+154.9%

Participant deferral / active EE

$1,688

$2,766-39.0%

$3,897-56.7%

$3,169-46.7%

Admin fee / account holder

$359

$556-35.5%

$5,194-93.1%

$479-25.2%

Provider

Service type

Compensation

GLENEMEDE3+ years

Service code 19 · EIN 32-0274136

Securities Custodian

$84,769

LETORT MANAGEMENT & TRUST CO.3+ years

Service code 15 · EIN 25-1900215

Recordkeeping

$25,342

D. F. DENT & COMPANY, INC.3+ years

Filed as: D. F. DENT & CO., INC.

Service code 27 · EIN 52-1045317

Advisory (Plan)

$8,370

RKL LLP1 year

Service code 10 · EIN 23-2108173

Accounting

$7,140

STEWART & TATE, INC. EMPLOYEES PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STEWART & TATE, INC. EMPLOYEES PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion