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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,279 | $100,805-19.4% | $86,698-6.3% | $134,532-39.6% |
| Participation rate | 90.5% | 79.0%+11.5pp | 76.6%+13.9pp | 81.2%+9.2pp |
| Annual return | -21.28% | 29.09%-50.4pp | 35.95%-57.2pp | 418.27%-439.6pp |
| Employer contribution / active EE | $3,491 | $3,4900% | $2,837+23.1% | $4,741-26.4% |
| Participant deferral / active EE | $3,820 | $5,339-28.5% | $4,656-18.0% | $6,401-40.3% |
| Admin fee / account holder | $27,090 | $10,925+148.0% | $7,493+261.6% | $11,429+137.0% |