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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,103 | $215,361+25.9% | $171,082+58.5% | $273,972-1.0% |
| Participation rate | 92.3% | 82.0%+10.3pp | 76.7%+15.6pp | 83.0%+9.3pp |
| Annual return | 7.49% | 25.14%-17.7pp | 32.56%-25.1pp | 41.46%-34.0pp |
| Employer contribution / active EE | $4,154 | $4,967-16.4% | $4,002+3.8% | $4,869-14.7% |
| Participant deferral / active EE | $1,575 | $5,543-71.6% | $4,797-67.2% | $5,287-70.2% |
| Admin fee / account holder | $11,012 | $10,846+1.5% | $8,520+29.3% | $10,133+8.7% |