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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,953 | $182,442+155.4% | $163,379+185.2% | $138,895+235.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 15.96% | 72.74%-56.8pp | 63.41%-47.4pp | 145.39%-129.4pp |
| Employer contribution / active EE | $3,183 | $4,159-23.5% | $3,752-15.2% | $4,194-24.1% |
| Participant deferral / active EE | $4,994 | $6,817-26.7% | $6,282-20.5% | $6,396-21.9% |
| Admin fee / account holder | $40,290 | $10,396+287.6% | $9,818+310.4% | $12,562+220.7% |