See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH RETIREMENT & BENEFIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $32,765 |
ASCENSUS LLC1 year Service code 15 · EIN 11-3665754 | Recordkeeping | $12,211 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,812 | $70,908+37.9% | $98,907-1.1% | $73,488+33.1% |
| Participation rate | 60.0% | 73.8%-13.8pp | 76.0%-16.0pp | 70.7%-10.7pp |
| Annual return | 13.86% | 34.17%-20.3pp | 196.43%-182.6pp | 28.51%-14.7pp |
| Employer contribution / active EE | $793 | $2,036-61.1% | $2,689-70.5% | $2,270-65.1% |
| Participant deferral / active EE | $2,867 | $3,500-18.1% | $4,244-32.5% | $3,740-23.3% |
| Admin fee / account holder | $484 | $535-9.6% | $6,642-92.7% | $513-5.7% |