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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,797 | $145,431+36.0% | $211,142-6.3% | $87,485+126.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 10.68% | 27.21%-16.5pp | 46.84%-36.2pp | 26.06%-15.4pp |
| Employer contribution / active EE | $2,636 | $4,662-43.4% | $6,442-59.1% | $2,596+1.5% |
| Participant deferral / active EE | $7,511 | $6,859+9.5% | $9,284-19.1% | $4,274+75.7% |
| Admin fee / account holder | $1,502 | $17,052-91.2% | $19,076-92.1% | $7,775-80.7% |