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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,567 | $107,363+7.6% | $92,909+24.4% | $152,897-24.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | -0.45% | 145.63%-146.1pp | 109.44%-109.9pp | 345.43%-345.9pp |
| Employer contribution / active EE | $6,158 | $4,222+45.8% | $3,653+68.6% | $4,764+29.3% |
| Participant deferral / active EE | $4,668 | $4,848-3.7% | $4,238+10.2% | $5,851-20.2% |
| Admin fee / account holder | $135,834 | $7,082+1818.1% | $5,795+2244.0% | $11,599+1071.0% |