Retirement plan

JEAN MADELINE, INC. 401(K) PLAN

Name: JEAN MADELINE, INC. - JEAN MADELINE, INC. 401(K) PLAN (2018) Form 5500
Creator: JEAN MADELINE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JEAN MADELINE, INC. 401(K) PLAN, JEAN MADELINE, INC.

JEAN MADELINE, INC.EIN 23-1596775Plan #001PY 2018

417 NORTH 8TH STREET, SUITE 400 - PHILADELPHIA, PA 19123215-238-9998jeanmadeline.comLinkedIn201-500 employeeshealth, wellness and fitness

Prospect flagsLow employer contributionCorrective distributions

How to read this page

Total assets (EOY)

$8.2M

-2.8% from 2017

Total participants

193

+0.5% from 2017

Average account balance

$54,488

-9.3% from 2017

Annual return

-5.06%

-22.00 pp from 2017

Benchmarks

See 1,738 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,738 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.35M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$81K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

140

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

85.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$309K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.57%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$331

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
BETTE KARPIN1 year Service code 99 · EIN 23-3101180 P.O. BOX 247 · BRYN MAWR, PA 19010	Other Fees	$21,328
VOYA RETIREMENT INSURANCE & ANNUITY2 years Filed as: VOYA RETIREMENT INSURANCE AND Service code 26 · EIN 71-0294708 ANNUITY CO. · HARTFORD, CT 061990067	Advisory (Participants)	$6,928

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$37K

$243 / participant

Investment mgmt$37K100.0%

% of EOY assets

0.451%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: JACOBS AND ASSOCIATES, LLC
Auditor EIN: 461151899
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$54,488

$44,873+21.4%

$79,467-31.4%

$56,289-3.2%

Participation rate

71.7%

68.7%+3.0pp

73.3%-1.6pp

69.9%+1.9pp

Annual return

-5.06%

0.81%-5.9pp

718.30%-723.4pp

-9.96%+4.9pp

Employer contribution / active EE

$263

$2,140-87.7%

$2,800-90.6%

$2,111-87.5%

Participant deferral / active EE

$2,159

$2,746-21.4%

$3,704-41.7%

$3,350-35.5%

Admin fee / account holder

$246

$418-41.3%

$5,104-95.2%

$521-52.8%

Provider

Service type

Compensation

BETTE KARPIN1 year

Service code 99 · EIN 23-3101180

P.O. BOX 247 · BRYN MAWR, PA 19010

Other Fees

$21,328

VOYA RETIREMENT INSURANCE & ANNUITY2 years

Filed as: VOYA RETIREMENT INSURANCE AND

Service code 26 · EIN 71-0294708

ANNUITY CO. · HARTFORD, CT 061990067

Advisory (Participants)

$6,928

JEAN MADELINE, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JEAN MADELINE, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion