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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,650 | $166,268+133.7% | $165,100+135.4% | $145,897+166.4% |
| Participation rate | 92.3% | 82.0%+10.3pp | 78.6%+13.7pp | 80.3%+12.0pp |
| Annual return | 14.19% | 100.52%-86.3pp | 70.21%-56.0pp | 552.29%-538.1pp |
| Employer contribution / active EE | $11,465 | $5,284+117.0% | $4,348+163.7% | $4,663+145.9% |
| Participant deferral / active EE | $12,858 | $6,964+84.6% | $6,035+113.0% | $6,689+92.2% |
| Admin fee / account holder | $17,313 | $16,659+3.9% | $12,696+36.4% | $13,390+29.3% |