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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,573 | $78,682-59.9% | $109,188-71.1% | $85,851-63.2% |
| Participation rate | 29.4% | 68.3%-38.9pp | 75.9%-46.5pp | 69.3%-39.9pp |
| Annual return | 14.16% | 25.09%-10.9pp | 25.76%-11.6pp | 318.63%-304.5pp |
| Employer contribution / active EE | $1,520 | $2,734-44.4% | $3,723-59.2% | $2,565-40.7% |
| Participant deferral / active EE | $322 | $3,468-90.7% | $4,654-93.1% | $3,952-91.8% |
| Admin fee / account holder | $0 | $5,470-100.0% | $6,755-100.0% | $6,261-100.0% |