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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,954 | $76,834+28.8% | $108,359-8.7% | $87,485+13.1% |
| Participation rate | 89.5% | 61.7%+27.7pp | 70.1%+19.4pp | 68.9%+20.5pp |
| Annual return | 13.43% | 19.09%-5.7pp | 36.89%-23.5pp | 26.06%-12.6pp |
| Employer contribution / active EE | $905 | $1,556-41.8% | $2,399-62.3% | $2,596-65.1% |
| Participant deferral / active EE | $3,220 | $3,100+3.9% | $4,137-22.2% | $4,274-24.7% |
| Admin fee / account holder | $2,758 | $6,537-57.8% | $9,741-71.7% | $7,775-64.5% |