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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,060 | $72,273+28.8% | $101,275-8.1% | $79,856+16.5% |
| Participation rate | 96.6% | 68.5%+28.2pp | 75.8%+20.8pp | 69.6%+27.0pp |
| Annual return | 11.26% | 22.30%-11.0pp | 46.48%-35.2pp | 31.71%-20.5pp |
| Employer contribution / active EE | $476 | $2,691-82.3% | $3,660-87.0% | $2,471-80.7% |
| Participant deferral / active EE | $5,016 | $3,282+52.8% | $4,371+14.8% | $3,741+34.1% |
| Admin fee / account holder | $2,417 | $4,401-45.1% | $5,948-59.4% | $5,306-54.4% |