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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $622,994 | $115,814+437.9% | $101,275+515.2% | $158,982+291.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 18.45% | 56.16%-37.7pp | 46.48%-28.0pp | 302.99%-284.5pp |
| Employer contribution / active EE | $5,000 | $4,176+19.7% | $3,660+36.6% | $4,763+5.0% |
| Participant deferral / active EE | $1,933 | $4,958-61.0% | $4,371-55.8% | $5,983-67.7% |
| Admin fee / account holder | $4,650 | $7,249-35.8% | $5,948-21.8% | $11,252-58.7% |