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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,120,929 | $129,737+764.0% | $119,126+841.0% | $154,746+624.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 12.46% | 379.08%-366.6pp | 282.11%-269.6pp | 172.34%-159.9pp |
| Employer contribution / active EE | $9,134 | $4,375+108.8% | $4,034+126.4% | $4,379+108.6% |
| Participant deferral / active EE | $1,717 | $5,842-70.6% | $5,318-67.7% | $6,730-74.5% |
| Admin fee / account holder | $9,338 | $11,961-21.9% | $10,693-12.7% | $14,365-35.0% |