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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,437 | $64,729+117.0% | $112,263+25.1% | $68,490+105.0% |
| Participation rate | 96.3% | 67.2%+29.1pp | 75.1%+21.2pp | 67.9%+28.4pp |
| Annual return | -20.41% | -11.40%-9.0pp | 27.49%-47.9pp | -7.85%-12.6pp |
| Employer contribution / active EE | $3,028 | $2,746+10.3% | $3,636-16.7% | $2,597+16.6% |
| Participant deferral / active EE | $8,974 | $3,566+151.7% | $4,729+89.7% | $4,028+122.8% |
| Admin fee / account holder | $32,475 | $5,222+521.9% | $6,410+406.6% | $5,403+501.1% |